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What are Reverse Mortgages and Should I Consider Applying for One?

What are Reverse Mortgages and Should I Consider Applying for One?

Due to the increased living and health care expenses that older Americans face, a reverse mortgage may seem like an attractive financial product as a means to help you stay in your family home. For the unwary or unsuspecting, there are traps and pitfalls to be mindful of when considering whether a reverse mortgage is the right option for you and your spouse.

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New 2020 Spousal Impoverishment and Home Equity Limits

New 2020 Spousal Impoverishment and Home Equity Limits

We do a lot of planning for married couples who are interested in protecting family assets from future long term care spending.  When the time comes for one spouse or the other to move to a nursing home, there is often fear that the spouse who remains at […]

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It is Critically Important to Consider Purchasing a Long-Term Care Insurance Policy; But What Kind is Best For You?

It is Critically Important to Consider Purchasing a  Long-Term Care Insurance Policy; But What Kind is Best For You?

The Hybrid Long-Term Care Insurance Policy Is One Flexible Solution to Consider Long-term care (“LTC”) insurance is an insurance product that helps pay for the costs associated with long-term care and generally pays for long-term nursing care not covered by health insurance or Medicare. What Constitutes “Long-Term […]

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